Albert Lea Car Crash Injury Attorneys
Many people (and many lawyers as well) don’t understand Minnesota no-fault insurance. You are covered by no-fault insurance if you are injured in an accident involving a car, whether you are a driver, a passenger, or whether you are struck by a car while riding a bicycle or as a pedestrian.
At Hoversten, Johnson, Beckmann & Hovey, LLP, our lawyers understand no-fault insurance. We know the insurance companies who sell no-fault insurance in southern Minnesota. In many cases, we even know the individual claim adjusters. If you or a loved one has been injured in a car accident, we offer a free initial consultation to explain your options.
What Does No-Fault Insurance Cover?
Regardless of who caused the accident, no-fault personal injury protection provides up to $20,000 in medical coverage and up to $20,000 in wage loss benefits. No-fault insurance also provides up to $200 a week for services like housecleaning and snow shoveling, if you are unable to do these things due to your injury.
What if I Suffer Serious Injuries?
If you suffer serious injuries, your personal injury protection will not be enough to cover all of your damages. If the accident was caused by someone else, our lawyers will help you recover compensation for damages such as pain and suffering, disability, and uncompensated medical bills and wage loss. These damages may be covered by the insurance company of the negligent driver. If the other driver is uninsured or underinsured, we can seek compensation from other sources such as your uninsured and underinsured motorist coverage.